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Cost Segregation Analysis: Accelerate Depreciation and Increase Cash Flow

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If you own commercial real estate, or even a decent-sized rental property, there’s a good chance you’re leaving money on the table. Not because you’re careless. Just because most property owners don’t dig into the tax code deep enough to see what’s possible. That’s where cost segregation analysis comes in. It sounds technical. Maybe even intimidating. But at its core, it’s pretty simple: it helps you accelerate depreciation on your property so you can reduce taxes now instead of slowly over decades. And more cash in your pocket today? That’s always worth talking about. Let’s break this down without the jargon overload. What Is Cost Segregation Analysis, Really? In plain English, cost segregation analysis is a detailed review of your property to identify parts of it that can be depreciated faster. Normally, commercial property is depreciated over 39 years. Residential rental property? 27.5 years. That’s a long time to wait for tax benefits. But here’s the thing. Not every component of...
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125 Cafeteria Health Plan: Reduce Payroll Taxes Without Changing Insurance

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Let’s be honest. Most business owners don’t wake up thinking, “How can I optimize payroll tax strategy today?” You’re busy running the company. Hiring. Managing. Putting out fires. But here’s the thing — if you’re offering group health insurance and you’re not using a 125 cafeteria health plan, you’re probably paying more in payroll taxes than you need to. And that’s money you don’t get back. The good news? A 125 cafeteria health plan lets you reduce payroll taxes without changing your insurance plan at all. No carrier switch. No benefit downgrade. No disruption to employees. It’s simple once you see how it works. What Is a 125 Cafeteria Health Plan? A 125 cafeteria health plan (also called a Section 125 plan) is a benefit structure allowed under the IRS tax code. It lets employees pay their portion of health insurance premiums using pre-tax dollars instead of after-tax income. That’s it. That’s the core idea. Normally, if an employee earns $1,000, payroll taxes are calculated on the...
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Location: Washington, DC, USA
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